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U.S. Banks and Loan Amount Ranges

Bank / LenderLoan Type(s)Loan Amount Range (USD)Notes
Wells FargoPersonal, Auto, Mortgage, Small Business$3,000 – $100,000 (personal loans)Known for fast funding and large branch network
Bank of AmericaAuto, Mortgage, HELOC, Small Business$5,000 – $100,000+ (business loans)Offers auto loans through dealerships
Chase Bank (JPMorgan)Personal, Auto, Mortgage, Business$2,000 – $500,000+Competitive rates, especially for existing customers
U.S. BankPersonal, Auto, Home Equity, Business$1,000 – $50,000 (personal), up to $250k+Offers secured and unsecured options
CitibankPersonal, HELOC, Mortgage$2,000 – $30,000 (personal)Online and in-branch application options
Capital OneAuto, Credit Card, Small Business$4,000 – $75,000 (auto loans)No personal loans; strong auto loan platform
DiscoverPersonal Loans, Student Loans$2,500 – $40,000Fixed rates, no origination fees
SoFiPersonal, Student, Mortgage, Refinance$5,000 – $100,000Online-only, offers unemployment protection feature
LendingClubPersonal, Business (P2P platform)$1,000 – $40,000Peer-to-peer model, mostly unsecured loans
LightStream (by Truist)Personal, Auto, Home Improvement$5,000 – $100,000Excellent credit required; fast funding
Ally BankAuto Loans, Mortgage, Personal$4,000 – $100,000Fully digital application and account management
American ExpressPersonal Loans (to cardholders only)$3,500 – $40,000Only available to pre-approved AmEx credit card holders
Navy Federal CUPersonal, Auto, Mortgage, Business (for members)$250 – $50,000+Military-affiliated credit union with competitive rates
SBA Loans (via Banks)Small Business Loans via SBA partners$5,000 – $5,000,000+Backed by government; available through most major banks

Loan Type Key:

  • Personal Loan: Used for general expenses, unsecured
  • Auto Loan: Used for buying vehicles
  • Mortgage: For buying or refinancing homes
  • HELOC: Home Equity Line of Credit
  • SBA: Small Business Administration loans
  • P2P: Peer-to-peer lending platforms (online only)