Bank / Lender | Loan Type(s) | Loan Amount Range (USD) | Notes |
Wells Fargo | Personal, Auto, Mortgage, Small Business | $3,000 – $100,000 (personal loans) | Known for fast funding and large branch network |
Bank of America | Auto, Mortgage, HELOC, Small Business | $5,000 – $100,000+ (business loans) | Offers auto loans through dealerships |
Chase Bank (JPMorgan) | Personal, Auto, Mortgage, Business | $2,000 – $500,000+ | Competitive rates, especially for existing customers |
U.S. Bank | Personal, Auto, Home Equity, Business | $1,000 – $50,000 (personal), up to $250k+ | Offers secured and unsecured options |
Citibank | Personal, HELOC, Mortgage | $2,000 – $30,000 (personal) | Online and in-branch application options |
Capital One | Auto, Credit Card, Small Business | $4,000 – $75,000 (auto loans) | No personal loans; strong auto loan platform |
Discover | Personal Loans, Student Loans | $2,500 – $40,000 | Fixed rates, no origination fees |
SoFi | Personal, Student, Mortgage, Refinance | $5,000 – $100,000 | Online-only, offers unemployment protection feature |
LendingClub | Personal, Business (P2P platform) | $1,000 – $40,000 | Peer-to-peer model, mostly unsecured loans |
LightStream (by Truist) | Personal, Auto, Home Improvement | $5,000 – $100,000 | Excellent credit required; fast funding |
Ally Bank | Auto Loans, Mortgage, Personal | $4,000 – $100,000 | Fully digital application and account management |
American Express | Personal Loans (to cardholders only) | $3,500 – $40,000 | Only available to pre-approved AmEx credit card holders |
Navy Federal CU | Personal, Auto, Mortgage, Business (for members) | $250 – $50,000+ | Military-affiliated credit union with competitive rates |
SBA Loans (via Banks) | Small Business Loans via SBA partners | $5,000 – $5,000,000+ | Backed by government; available through most major banks |
Loan Type Key:
- Personal Loan: Used for general expenses, unsecured
- Auto Loan: Used for buying vehicles
- Mortgage: For buying or refinancing homes
- HELOC: Home Equity Line of Credit
- SBA: Small Business Administration loans
- P2P: Peer-to-peer lending platforms (online only)
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